Before you buy a warranty, ask these 3 questions

Before you buy a warranty, ask these 3 questions

Buying something new is always exciting, and you always want to be sure you’re making a solid investment. Maybe you shop around to get the best price, or maybe you spend a lot of time researching reviews before you make your final decision.

Regardless of your shopping style, you definitely want to protect your investment. When you have the opportunity to purchase a warranty for a product, make sure you ask yourself these 3 questions first:

1) Is this something that I will be using frequently?

Items that get a lot of use are susceptible to more wear and tear. Laptop computers, TV’s, tablets and smartphones are things that people generally use multiple times a day. Depending on your lifestyle, certain home appliances fall under this category as well. Opting for a warranty not only ensures your items will be covered if any damage or issues occur, but it will also save you from having to pay for those repairs out of your own pocket.

2) Is this a substantial investment?

Any time you spend a large amount of money, you want to make sure your investment is going to be protected. Washers and dryers, refrigerators, and new TV’s or computers can cost a lot up front, but they’re also things you won’t have to replace for a long time (hopefully). Warranties will protect your larger investments and offer peace of mind.

3) Is this something I will rely on?

In other words, if something were to happen to this item, what will your options be? For example, what if your refrigerator suddenly stops working? If you don’t have a warranty, you’re stuck shopping for a new refrigerator or dealing with the hassle of finding a licensed repairman to fix it for you. Plus, you lose all of the food inside. Not only will having a warranty ensure your refrigerator gets fixed properly (at little or no cost to you), but you’ll be reimbursed for the food you lost as well.

Accidents happen and no one (and no thing) is perfect. Warranties will protect your investment and offer peace of mind for years to come.

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