GENERAL

The Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our site and our products and services. This statement will be continuously assessed against new technologies, business practices and our customers’ needs.

What Information Do We Collect?

When you visit our Website you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Website use information collected on an aggregate basis as you and others browse our Website.

1. Personal Information You Choose to Provide

For example, you may need to provide the following information:

• Name
• Website URL information
• Email address
• Home and business phone number

In addition to providing the foregoing information, if you choose to correspond further with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received by mail and telephone.

2. Website Use Information

Similar to other commercial Websites, our Website utilizes a standard technology called “cookies” (see explanation below, “What Are Cookies?”) And Web server logs to collect information about how our Website is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Website, and the Websites visited just before and just after our Website. This information is collected on an aggregate basis. None of this information is associated with you as an individual.

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we may also use the information we collect to notify you about new services and special offers we think you will find valuable. The lists used to send you product and service offers are developed and managed and designed to safeguard the security and privacy of our customers’ personal information. As a customer, you will be given the opportunity.

What Are Cookies? Cookies are a feature of Web browser software that allows Web servers to recognize the computer used to access a Website. Cookies are small pieces of data that are stored by a user’s Web browser on the user’s hard drive. Cookies can remember what information a user accesses on one Web page to simplify subsequent interactions with that Website by the same user or to use the information to streamline the user’s transactions on related Web pages. This makes it easier for a user to move from Web page to Web page and to complete commercial transactions over the Internet. Cookies should make your online experience easier and more personalized.

How Do We Use Information We Collect from Cookies?

We use Website browser software tools such as cookies and Web server logs to gather information about our Website users’ browsing activities, in order to constantly improve our Website and better serve our customers. This information assists us to design and arrange our Web pages in the most user-friendly manner and to continually improve our Website to better meet the needs of our customers and prospective customers.

Cookies help us collect important business and technical statistics. The information in the cookies lets us trace the paths followed by users to our Website as they move from one page to another. Web server logs allow us to count how many people visit our Website and evaluate our Website’s visitor capacity. We do not use these technologies to capture your individual email address or any personally identifying information about you, although they do permit us to send focused online banner advertisements or other such responses to you.

How Do We Protect Your Information?

We utilize encryption/security best practices safeguarding the confidentiality of personal information we collect from unauthorized access or disclosure and accidental loss, alteration or destruction.

Communication Opt Out

If you wish to opt out of receiving offers directly from Jacana Warranty, you can unsubscribe by following the opt-out instructions in the emails that they send you located at the footer of the communication. We can be reached by postal mail at 1712 Pioneer Ave #1913, Cheyenne, WY 82001 or by phone at 844.452.2262. You can email us at info@jacanawarranty.com with questions, comments or suggestions.

Do We Disclose Information to Outside Parties?

We may provide aggregate information about our customers, sales, Website traffic patterns and related Website information to our affiliates or reputable third parties, but this information will not include personally identifying data, except as otherwise provided in this Privacy Policy.

What about Legally Compelled Disclosure of Information?

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights.

What About Other Websites Linked to Our Website?

We are not responsible for the practices employed by Websites linked to or from our Website nor the information or content contained therein.

ACH AUTHORIZATIONS

1. Bank Transfer Authorization
When your checking account is used as your funding source, you are requesting that we initiate on your behalf an electronic transfer from your bank account. For these transactions, Pay With Privacy will make electronic transfers (via the Automated Clearing House (“ACH”) of NACHA – The Electronic Payment Association (“NACHA”)) from your bank account in the amount you authorize.

You agree that such requests constitute your authorization to Company to make the ACH transfer, and once you have provided your authorization for the transfer, you will not be able to cancel the electronic transfer and Company may resubmit any ACH debit you authorized that is returned for insufficient or uncollected funds, except as otherwise provided by NACHA’s ACH rules, or applicable law.

2. Consent for Electronic Signatures, Records and Disclosures (“E-Sign Consent”)
Please be aware that your consent to the electronic delivery of disclosures will be required before you will be able to begin using your Privacy Account. If you are unable or unwilling to provide such consent, please do not enroll for a Privacy Account. Once you have activated your account, you may withdraw your consent for E-SIGN and request paper communications and/or disclosures as noted below under section 3.

We suggest you read this document and print a copy for your reference.

Note: This Electronic Communication Disclosure (“E-Sign Consent”) applies to any and all communications and/or disclosures that we are legally required to provide to you in writing in connection with your Privacy Account and any related products and services (“Communications”). This E-Sign Consent supplements and is to be construed in accordance with the terms contained in the Terms of Service Agreement (“Agreement”) you received from Pay With Privacy, Inc. The words “we,” “us,” and “our” refer to Pay With Privacy, Inc. The words “you” and “your” or “Account holder” mean the Privacy Account holder. As used in this E-Sign Consent, “Privacy Account” means the account you have with us.

3. Scope of Communications to Be Provided in Electronic Form
When you use a product or service to which this E-Sign Consent applies, you agree that we may provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below. Your consent to receive electronic communications and transactions includes, but is not limited to:

• All legal and regulatory disclosures and communications associated with your Privacy Account and any related products and services
• Your Terms of Service Agreement and any notices about a change in the Terms of Service Agreement
• Privacy policies and notices
• Error Resolution policies and notices
• Responses to claims filed in connection with your Privacy Account
• Notices regarding insufficient funds or negative balances

4. Method of Providing Communications to You in Electronic Form
All Communications that we provide to you in electronic form will be provided by access to the https://privacy.com website or by email.

5. How to Withdraw Consent
You may withdraw your consent to receive Communications in electronic form at any time by sending us a written request by mail to Pay With Privacy, Inc., 148 Lafayette St, Fl 3 New York, NY 10013. If you withdraw your consent, your Privacy Account and all associated cards will be closed in accordance with our Terms of Service Agreement, and we will send subsequent required communications and disclosures to you in writing to the most current address we have on file.

We will not impose any fee to process the withdrawal of your consent to receive electronic Communications. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. In the meantime, you will continue to receive Communications in electronic form. If you withdraw your consent, the legal validity and enforceability of prior Communications delivered in electronic form will not be affected.

6. How to Update Your Records
It is your responsibility to provide us with a true, accurate and complete e-mail address, your contact information, and other information related to this E-Sign Consent and your Privacy Account, and to maintain and update promptly any changes in this information. You may update your information by logging into your Privacy Account at https://privacy.com and updating your profile. You may also send us written update by mail to Pay With Privacy, Inc., 148 Lafayette St, Fl 3 New York, NY 10013.

7. Hardware and Software Requirements
In order to access, view, and retain electronic Communications that we make available to you, you must have the following software and hardware: A PC or Mac compatible computer or other device capable of accessing the Internet and an Internet Browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, Google Chrome, or Mozilla Firefox®. To read some documents, you may need PDF file reader like Adobe®Acrobat Reader PDF or Foxit®. If these requirements change while you have an active Privacy Account, and the change creates a material risk that you may not be able to receive Communications electronically, we will notify you of these changes. You will need a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the E-Sign Consent for future reference. You may send us a written request regarding the hardware and software requirements by mail to Pay With Privacy, Inc., 148 Lafayette St, Fl 3 New York, NY 10013.

8. Requesting Paper Copies
We will not send you a paper copy of any Communication, unless you request it, or we otherwise deem it appropriate to do so. You can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request is made within a reasonable time after we first provided the electronic Communication to you. To request a paper copy, contact us by mailing your request to Pay With Privacy, Inc., 148 Lafayette St, Fl 3 New York, NY 10013.

We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically.

9. Communications in Writing
All Communications in either electronic or paper format from us to you will be considered “in writing.” You should print or download for your records a copy of this E-Sign Consent and any other Communication that is important to you.

10. Federal Law
You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that is subject to the federal Electronic Signatures in Global and National Commerce Act, and that you and we both intend that the Act apply to the fullest extent possible to validate our ability to conduct business with you by electronic means.

11. Termination/Changes
We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.